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Best Credit Card for Cash Back

Daily Tip:  Get the Bank of America Premium Reward Credit Card.  If you qualify for the preferred status, It gives you 3.5% cash back on all travel and dining and 2.625% on everything else!!  Without the preferred status you still get 2% on travel/dining, and 1.5% on all else.   You won’t find a card with better cash back returns.  It also has no foreign transaction fees, gives you travel protection insurance, free TSA Precheck or Global Passport Membership, and $100 credit a year towards flight fees.  All this for $95 a year annual fee.   I carry a whole host of credit cards, many of which are travel focused and some that I pay over $500 a year for, and I can still say hands down this is my preferred card.   You don’t have to spend 100s of hours studying the dark underworld of credit card points games…it’s a simple card with great cash back returns.  Right now they are offering 50,000 points ($500) cash back after you spend $3000 in 3 months.   I am not paid nor do I make money on this referral, we are sharing because we feel this is one of the best credit cards out there.

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